{"id":99,"date":"2019-11-22T18:49:06","date_gmt":"2019-11-22T18:49:06","guid":{"rendered":"https:\/\/www.texarkanadentistry.com\/blog\/?p=99"},"modified":"2019-11-22T18:49:07","modified_gmt":"2019-11-22T18:49:07","slug":"using-your-2019-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.texarkanadentistry.com\/blog\/using-your-2019-dental-insurance-benefits\/","title":{"rendered":"Don\u2019t Let This Year\u2019s Dental Benefits Expire"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.texarkanadentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_288273449__1___1574448428_31062.jpg\" alt=\"Tooth and calculator\" class=\"wp-image-100\" width=\"299\" height=\"198\" srcset=\"https:\/\/www.texarkanadentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_288273449__1___1574448428_31062.jpg 800w, https:\/\/www.texarkanadentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_288273449__1___1574448428_31062-300x200.jpg 300w, https:\/\/www.texarkanadentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_288273449__1___1574448428_31062-768x512.jpg 768w\" sizes=\"auto, (max-width: 299px) 100vw, 299px\" \/><\/figure><\/div>\n\n\n\n<p>At the end of every\nyear, over 100 billion dollars\u2019 worth of <a href=\"https:\/\/www.texarkanadentistry.com\/dental-insurance.html\">dental\ninsurance<\/a> benefits are lost because millions of people haven\u2019t maximized\ntheir plans. If you have insurance, then you\u2019ve already paid for your benefits;\nwhy should you lose what you\u2019ve already spent money on? Here\u2019s what you need to\nknow about getting the most out of your personal insurance policy. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">The Annual Maximum: Use It or Lose It<\/h2>\n\n\n\n<p>Many plans have a set amount of money called the annual maximum\nthat can help pay for your dental care during the calendar year. Typically,\nthis amount is around $1,000 to $1,500. Once January 1st arrives, the annual\nmaximum is reset, and any money left over from the previous year goes back to\nthe insurance company. <\/p>\n\n\n\n<p>If you don\u2019t want to leave hundreds of dental dollars on the\ntable, then you need to make the effort to put your current benefits to good\nuse. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Put Your Insurance to Good Use<\/h2>\n\n\n\n<p>The first thing you need to do is schedule a checkup and\ncleaning with your dentist if you haven\u2019t already had two this year. These\nvisits are important for keeping your smile healthy and addressing minor\nproblems quickly. You can expect most dental insurance carriers to completely\ncover these basic preventive services \u2013 and if they prevent cavities or gum\ndisease from forming, you can save even more money on treatment as well.<\/p>\n\n\n\n<p>If you do need additional services beyond normal dental care,\nyou stand to save more money by having the treatment done before the end of the\nyear. This is especially true if you\u2019ve met your deductible for 2019; waiting\nuntil January means you\u2019ll have to pay this amount again before receiving your\ndental benefits, meaning you\u2019ll spend less money out of your own pocket by\nhaving a procedure done now. <\/p>\n\n\n\n<p>Of course, some procedures (such as root canal therapy)\nusually can\u2019t be completed after just one visit. Luckily, there\u2019s a trick to\nusing end of the year dental insurance to maximize your savings in this situation.\nSchedule the first appointment before the end of the year so that you can spend\nthis year\u2019s benefits; that way, you\u2019ll have next year\u2019s full annual maximum to\nuse for the second part of the treatment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t Forget: Things Change<\/h2>\n\n\n\n<p>When it comes to the cost of dental treatment, things can\nchange every year. Your premiums might go up, or some of your benefits might\nvanish. Your dentist could raise their rates, which will also increase your\ncopay. If you wait until next year, you might need to pay more for the benefits\nthat you\u2019re already entitled to right now. That means that if you like your\ncurrent coverage and want to protect your teeth as well as your bank account,\nyou should start taking advantage of your dental insurance now!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About Pleasant Grove Family Dentistry<\/h3>\n\n\n\n<p>At Pleasant Grove Family Dentistry, our Texarkana Dentists,\nDr. Torin Marracino and Dr. Milburn Haynes, pride themselves in offering the\nbest care to their patients and creating treatment plans that exceed\nexpectations. We are in-network with Arkansas BlueCross BlueShield, Texas\nBlueCross BlueShield, Dentemax, Delta Dental, and Cigna; we\u2019re happy to file claims\nfor any PPO dental provider. To schedule an appointment, visit our <a href=\"https:\/\/www.texarkanadentistry.com\/contact-us.html\">website<\/a> or call\n(903) 838-9700.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At the end of every year, over 100 billion dollars\u2019 worth of dental insurance benefits are lost because millions of people haven\u2019t maximized their plans. If you have insurance, then you\u2019ve already paid for your benefits; why should you lose what you\u2019ve already spent money on? Here\u2019s what you need to know about getting the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-99","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance Benefits in Texarkana | Pleasant Grove Family Dentistry<\/title>\n<meta name=\"description\" content=\"Millions of people will lose their unused dental insurance benefits at the end of the year; make sure it doesn\u2019t happen to you by seeing your dentist now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.texarkanadentistry.com\/blog\/using-your-2019-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance Benefits in Texarkana | Pleasant Grove Family Dentistry\" \/>\n<meta property=\"og:description\" content=\"Millions of people will lose their unused dental insurance benefits at the end of the year; make sure it doesn\u2019t happen to you by seeing your dentist now!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.texarkanadentistry.com\/blog\/using-your-2019-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Pleasant Grove Family Dentistry\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-22T18:49:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-22T18:49:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.texarkanadentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_288273449__1___1574448428_31062.jpg\" \/>\n<meta name=\"author\" content=\"txarkanadentalteam\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"txarkanadentalteam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/\"},\"author\":{\"name\":\"txarkanadentalteam\",\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/#\\\/schema\\\/person\\\/9cc0a95929c614cad348784810986d05\"},\"headline\":\"Don\u2019t Let This Year\u2019s Dental Benefits Expire\",\"datePublished\":\"2019-11-22T18:49:06+00:00\",\"dateModified\":\"2019-11-22T18:49:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/\"},\"wordCount\":565,\"image\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_288273449__1___1574448428_31062.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/\",\"url\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/\",\"name\":\"Dental Insurance Benefits in Texarkana | Pleasant Grove Family Dentistry\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/using-your-2019-dental-insurance-benefits\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_288273449__1___1574448428_31062.jpg\",\"datePublished\":\"2019-11-22T18:49:06+00:00\",\"dateModified\":\"2019-11-22T18:49:07+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.texarkanadentistry.com\\\/blog\\\/#\\\/schema\\\/person\\\/9cc0a95929c614cad348784810986d05\"},\"description\":\"Millions of people will lose their unused dental insurance benefits at the end of the year; 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